Is There Really A Prepaid Legal Scam?

There is no question that each year many people experience huge financial hardships when they need to seek legal assistance and cannot afford it. Either they cannot spend the money to hire someone who has the experience necessary to pursue their legal case or if they do hire someone, have to spend so much money that it’s not even worth it. The legal system in this country is so immensely expensive than regular people who are working hard every day cannot always afford the type of legal representation that they so desperately need. This is where the Prepaid Legal system has been a godsend for many folks.

Because Prepaid Legal is a network marketing company many people believe that it is a scam. The Prepaid Legal scam idea has been around for a long time because it seems like such a good deal could not possibly be legitimate. Before deciding whether or not this is actually a scam you first need to understand how the company works and what it offers to people.

Most people understand PPL better when they think about how an insurance company works. When someone buys health insurance, they are opting into a larger group who is buying insurance services for a particular price. Because the group has invested together, they can get a much more reasonable rate thus allowing them to have health insurance. The risk is spread around, in other words. The same can be said for the PPL concept. People pay a monthly fee, typically under $30, for the benefit of being able to have discounts and access to qualified attorneys.

>>Generate 40 PrePaid Legal Leads Per Day – Free Training Here<<

People can use their PPL membership for a variety of different things such as drawing up a will, writing a legal letter and identity theft to name a few. Because of the small amount that people have to pay each month, some people believe that this is a scam. The truth is that PPL is not a scam anymore than paying your monthly health insurance premium would be a scam. While you may not use the service every single month, when you do need to use it you’ll be glad that it’s there.

When you think about how much the typical attorney will charge for an hourly rate, the amount that people pay each month to join the PPL network is very minimal. Most attorneys charge upwards of $150 per hour for their time. Paying $30 a month to have access to attorneys anytime you need them is a deal in most people’s minds. You can choose several different plans with PPL, so it’s important to know specifically what what you need.

Because PPL is under the MLM structure, it has raised eyebrows over the years just as most network marketing companies have. The idea is to recruit others who will sell the PPL memberships under you as well. As a Prepaid Legal independent associate, you can approach people about a number of different uses that they can utilize with their PPL membership including real estate transactions, defending traffic tickets and warding off trouble with creditors.

According to PPL, it costs about $49 to start your business which includes training materials, sales aids, team support, home office support and many marketing supplies and other documents. You do not have to have a special background to be an associate. In fact the company says that their associates come in a variety of different backgrounds from education to real estate to law enforcement. As long as you are able to talk with other people, explain the plan and sign the enrollment forms, you will be able to make as much income as you desire.

>>Generate 40 PrePaid Legal Leads Per Day – Free Training Here<<

Darell Hammond: I’m Gonna Sue! How Lawsuits are Depriving our …

According to the American Bar Association, as of 2006, there were over 1 million lawyers in the United States — more per capita than any other country. Every year, 1.4 million lawsuits are filed in California alone. The result? …

Publish Date: 05/08/2010 16:49

http://www.huffingtonpost.com/darell-hammond/im-gonna-sue-how-lawsuits_b_567887.html